game changing insurance marketing

game changing insurance marketingATTENTION: Here's how to have clients absolutely begging for you to handle ALL
of their insurance needs!

"Who Else Wants To Change The Game And Absolutely Master Insurance Marketing With Push Button Ease?"

". . .This is a book that will keep you awake at night drooling over the opportunities. Don't analyze. Just execute Jeff's plan. Regardless of  how long you've been an agent, insurance will become fun again. And your clients will see you as an investment, not an expense. What a concept!"
- Preston Diamond
CWCA, CBWA,  Institute of WorkComp Professionals       

While I’ve been an insurance agent for over 24 years, the past 5 have seen my agency grow wildly through the implementation of Game Changing Insurance Marketing principles that I lay out for you in complete detail in this powerful guide. Endorsed by some of the biggest names in the insurance world, it will forever change the playing field and allow you to run with the big dogs. Grab your copy NOW!

From: Jeff Friedlander
Re: Game Changing Marketing

Dear Fellow Insurance Agent,

My name is Jeff Friedlander and I have been a retail insurance agent for the past 24 years – my entire professional career.  What I am going to tell you is so shocking that before doing so I must preface it by saying: 

1. I have not been nipping at the cooking sherry

2. I have not been self medicating

The reason for this declaration of my mental stability is simple: where other agents are struggling like never before, I have turned the tables on the greatest threat facing our industry and used it to my advantage, and now I write business and make commissions like at no other time in my professional career.  In short, IT HAS NEVER BEEN EASIER TO MAKE A BOATLOAD OF COMMISSIONS QUICKLY AND EASILY WHILE ANNIHILATING THE COMPETITION!

I don’t chase clients, I don’t pitch quotes, I don’t fret renewals either.  Instead I make clients Irresistible Offers and take away their greatest fears with none of the hassles we all have faced in our professional careers.  In short, I have become completely and totally Irreplaceable to our clients.  You can too – it really is absurdly easy if you follow in my proven footsteps.

Note that I didn’t say, “Your agency can scratch and claw to remain even”; I said and meant that you can not just dominate your marketplace, you can now annihilate your competition for virtually any niche your agency chooses to pursue.

 The Problem . . .

There is NO end in sight to the troubling trend within our industry. Even if you haven't noticed the landslide of agencies going belly up, you have to admit that YOU and YOUR AGENCY have been at least partially FORCED into the low price competition war and are fighting an uphill battle to hold onto market share against companies who are striking first and hardest using new social media tools to reach an ever diverse and internet savvy client base.  Internet and web 2.0 is exploding, and consequently the traditional forms of agency advertising and marketing are at various stages of epic failure.

 Why You SHOULD Worry - LOOK At Who Is Investing Like Never Before:
green bullet Last year Geico spent over 90 million dollars in search engine ads and over 900 million dollars all kinds of advertising to ensure YOU were  replaceable
green bullet Progressive spent $517 million and promised to spend as much as it takes to keep pace.
green bullet State Farm spent $550 million saying that their unique marketing program allows them to focus on web 2.0 and grow more and more loyal followings

This list is just a beginning. This does not take into consideration all of the competitive platforms and portals that are springing to life, sapping the "juice" out of the local brick and mortar insurance agencies that still rely on old school tactics to promote their products. 

So what is an insurance agent to do?

internet marketing concernedWhat used to work for insurance marketing is no longer doing so . . .
1. You can no longer just compete on price

2.
You can no longer hide from the internet or just have a "brochure" website

3.
It is no longer good enough just to rely on old school marketing


Add to this mix new crops of desperate people trying their hand at the insurance game; some 4,000 agency upstarts per year that are now prowling like hungry wolves and eying YOUR territory . . .  and many of these are Internet-savvy whiz kids who are forcing you to wonder just how you can compete against them. You HAVE TO FIX this now or else . . .

insurance marketing fold arms

This is creating the "perfect storm" of failure for long-time, "dyed in the wool" agencies that REFUSE to change. Is this going to be you? Failure?
Is there a solution to this problem?
Can you really beat these new agents
and the "Geckos" of the world
?


insurance marketing

 7 Serious Questions you and your agency
Needs Answered Right NOW





1. Competition is fiercer than ever. Your agency must have a Unique Sales Proposition for your  clients and prospects to differentiate yourself; otherwise you will drown in the Sea of Sameness which is killing agents off like The Plague.  YOU MUST be powerfully competitive . . . but can you achieve this as a small- to medium-sized agency?

2. You may not be that Internet-savvy and even if you are you don’t have the time to be.  Can you tap these cyber-marketing tools of today and the future without spending countless hours and going into total information overload trying to figure this all out?

3.Business is slipping away and you don’t know how to get it back.  Do you have the tools and ability to truly adapt quickly and reverse this trend, and can you do so in a way that is easy to implement?  


4. 
Can you possibly compete with the "Geckos?" They are spending $1.1 BILLION to put YOU out of business. Is there a way to turn the tables and hit these giants where they cannot compete, thereby avoiding the belly-up path thousands of other agencies are taking while making your agency successful?

5. 
Can you simply implement a push button strategy to build your business AND create wildly loyal clients who refuse to ever leave your agency?

6.
You may already have spent countless hours listening to every marketing guru under the sun and wonder whether the strategies they espouse have truly been put to the trenches or are just theoretical mumbo jumbo.  So it’s prudent for you to ponder: Does this Game Changing Insurance Marketing really work, and has it been battle-tested in the real world by real agents and has it been endorsed by top experts in insurance marketing?

7.
Will YOU have FUN again while making our agency a powerful force?
    

"The Answer Is YES To All Of The Above If You Have This Incredible Guide!"

Look. Let's cut to the chase. It’s time to listen like never before because what I have to offer you is unique, unheard of, dynamic, ground breaking and everything you NEED to grow your agency!  

game changing insurance marketingWhy struggle and guess what to do?

"Game Changing Insurance Marketing" will help YOU:

 Make significantly more commission with this simple tweak
 Increase your retention and have clients love you
 Increase your cross line sales doing virtually nothing
 Increase your referrals the easy way

Remove yourself from the commoditization side 
 Be perceived by your clients as irreplaceable 
 Have a virtual monopoly for the niches your agency 

 Renew the feeling of feeling truly important, valued and creative 
 Increase your ability to earn contingency and growth bonus incentives with a few clicks
 Have more fun than anybody else you know in insurance land because your marketing
        is incredibly powerful, concise and easy to implement


red bullet YOU KNOW it is CRITICAL to dominate your market and do so using web 2.0 tactics
red bullet YOU KNOW other agencies are beginning to compete in this arena 
red bullet YOU KNOW Being a success on line isn't as "easy" as everybody says
red bullet YOU KNOW There is AWESOME PRIDE when you control your market
red bullet YOU WANT to just LEAP ahead of your competition
red bullet YOU WANT The BILLS will get paid NOW and grow your office
red bullet YOU WANT to finally make it BIG from YOUR website not just have it doing nothing


This is not a pie-in-the-sky pipe dream. It is reality of the life that I lead now, not the life I used to lead when I was doing what everybody else was. You are not going to have to write huge checks to truly and forever differentiate yourself and your agency from the masses and to implement this system will cost you less than a visit to your favorite restaurant. GRAB this incredible book today!


Option 1 - Immediate downloadable PDF ONLY
Start reading in seconds


pdf insurance marketingClick Below To Pay Just $57.00 Via
Secure Payment Processor (Venus Rizing Inc. & Pay Pal)
For The Immediate DOWNLOADABLE PDF version only
After payment you will be autodirected to the download page



Option 2 - Immediate downloadable PDF AND the printed book mailed right to your office or home with all the below specials:

pdf insurance marketing game changing insurance marketing

- Get The Immediate DOWNLOADABLE PDF
- The printed book signed by Jeff Friedlander mailed to your address
- Jeff's quick start agent guide included
- NO guesswork and get this rolling immediately
- Direct contact phone number included with direct access to Jeff
-On Demand Niches, grab your territory and lock it in NOW

Click Below To Pay Just $77.00
Via
Secure Payment Processor.
This includes shipping costs.
After payment you will be autodirected to the download page,
and asked to enter shipping information on where we can mail your book.




  Don't Reinvent the wheel;    
 Just USE ME And Grow YOUR          Business NOW To New levels

friedlander insurance marketing

"My office became the only local and logical choice for people to insure with. Game Changing Insurance Marketing gives you access to 60+ niches that will have prospects beating your doors down to have you write their insurance! My phone is ringing off the hook and I’m getting dozens of Inbound Leads daily from just one niche, and so can you!"

- J.Friedlander

1)    No other agency large or small has a model even remotely similar -
        not even the big dogs have this concept but YOU will


2)    Insurance Carriers – Nationals, Regional’s, Super-Regional’s, and mutual’s were all eager to    
       listen once the business started flowing in and the phone is ringing off the hook

3)   The expense was in developing the systems and once created could be replicated or changed            easily and at MY cost - YOU get all of this benefit immediately and in days

4)    Most importantly, the insurance buying public was thrilled to do business with me, because I had         the answer to their biggest problem.  By  answering the problem that was keeping them up at
        night and had nothing to do with insurance - this will stun you as well

  
 Just LOOK at these immediate benefits of Using "Game Changing Insurance Marketing" now:

insurance marketingNo matter the size of your agency you can grow at almost any pace
insurance marketingNot just dominate but have a virtual monopoly of your marketplace
insurance marketingThere are no huge upfront expenses or ongoing expenses to you

insurance marketing You will have little or no competition in your area as there are protected territory
insurance marketing Increased commissions, profit sharing contingencies and growth bonuses
insurance marketingYou and your agency will be forever out of the commodity side of our business

insurance marketing In addition to making far greater revenue you will be in the most unusual of
     positions and one foreign to us retail agents – having more fun than ever

insurance marketingScrap the outdated model of agent (seller) and client (buyer) in  favor of a
     partnership, making you irreplaceable to the insurance buying public.


steve insurance marketing








"Jeff has a proven track record. This book will help you do the same IF you are willing to think differently about insurance marketing."

"I first met Jeff Friedlander when he came up to talk to me during a break in a class I was teaching on how insurance agencies can leverage the Internet as an effective marketing and prospecting tool.

Jeff told me later that that conversation broke one of the cardinal rules, never talk during a class. You see, Jeff was already learning how to do what I was trying to convince other agents to do; not to be afraid of the Internet but learn how to leverage this powerful platform.

Jeff has continued to leverage his experience, learning from his mistakes,and has built a powerful Internet presence that has helped his agency grow significantly when others are barely staying even.

Jeff has a proven track record. This book will help you do the same, if you're willing to think differently about insurance marketing.

Steve Anderson

The Leading Authority on insurance
agency productivity, technology & profits

www.steveanderson.com






steve insurance marketing








"
Jeff’s innovative and cutting edge approach via technology and the
Internet levels the playing field.."


Jeff Friedlander can get you excited about being in the insurance business – even in these tough economic times. When the insurance industry gives every appearance of being unpredictable Jeff’s innovative and ‘cutting edge” approach via technology and the Internet levels the playing field. He has many sound and implementable ideas on how to truly enable insured’s and their insurance agency to be on the same team - both will earn and save more of their hard earned dollars.

 

Stephen Dare, ARM, ALCM
Insurance Agency Owner
An Agent for 35 Years 
http://www.dare-insurance.com/







mike insurance marketing



"I have never seen something so sensible yet alone powerful that will indeed revolutionize the P & C business protecting you from the next big rate increase of the old fashioned price game played day in and day out……"

"Being a 24 year veteran of the insurance industry and also a featured speaker to insurance agents on marketing, I tend to be on the leading edge of what works and what doesn't in our business.   YET, thinking just that I have never seen something so sensible yet alone powerful that will indeed revolutionize the P & C business protecting you from the next big rate increase of the old fashioned price game played day in and day out……get this book, get in a quiet space and be prepared to an awakening like never before!"

 

Michael Carroll

President, Carroll Insurance Group, LLC








mike insurance marketing








"Jeff was different from the hundreds of other agents I had personally called on.  He was perpetually on the cutting edge in relentless pursuit of a better way, always thinking several steps ahead, and constantly challenging us on the carrier side to keep up with him... "


I have known Jeff for several years, initially during my time as a marketing manager for a major carrier, and now as both a friend and colleague.  From the beginning of our association I could tell that Jeff was different from the hundreds of other agents I had personally called on.  He was perpetually on the cutting edge in relentless pursuit of a better way, always thinking several steps ahead, and constantly challenging us on the carrier side to keep up with him...and we did our best to because we knew his rewards were great. 
 
I recall when Jeff figured out how to tap the cyber vein and put the Internet to work for him.  I could have listened to him translate geek-speak into interesting terms that I could understand all day long; the "problem" was that his phone never stopped ringing from inbound prospect calls long enough for us to hold a free-flowing conversation.  It's quite apparent that this was truly a defining moment in insurance marketing, not just for Jeff's agency and its resulting explosive growth, but now for you, his reader, and your agency, the would-be beneficiaries of his battle-tested brilliance, talent, and time.  I congratulate you on your wise first step of investing in Jeff's book and strongly encourage you to consider his generous offer - an offer that will propel your agency into the very rare air of those that dominate their local marketplace and annihilate the competition!

Michael Saguto

Mid-Atlantic States Territorial Director

FMJ Agency Alliance

previously

Regional Commercial Lines Manager
20 years for National Carrier








ceil insurance marketing







"
. . .Jeff’s proven system is compelling &
separates you from the competition
. . . "

. . .Jeff has managed to create a winning scenario by thinking outside the box and deviating from the norm. He believes in his message and so should everyone who is fortunate enough to read and learn from his book. Jeff’s proven system is compelling & separates you from the
competition
. . ."

Cecilia A. Driza

Executive Vice-President

scirocco insurance marketing


www.sciroccogroup.com






jim insurance marketing

"It will enable agents to fill up the pipeline with leads by helping business owners create revenue in the economic down cycle."


This is timely, interesting,relevant, book. It clarifies how to execute and transcend vendor selling and become an invaluable business asset for clients and prospects. It will enable agents to fill up the pipeline with leads by helping business owners create revenue in the economic down cycle. A must read.


James A. Kerin, CIC, LUTCF
Producer/Managing Partner

 http://www.millenniumag.com






preston insurance marketing
"
This is a book that will keep you awake at night drooling over the opportunities. Don't analyze. Just execute Jeff's plan. . ."

As Jeff and I talked over the years, his curiosity to break the rules and create new rules intrigued me. Being a 50+ year insurance agent, I liked to disturb the status quo. After all, how can one be noticed if you're drowning in the sea of sameness as "all" the other agents against whom you compete? (Plus I went to a CA university that "broke the rules")

 Ask any business owner this question. Hey, here is a novel idea ...start with yourself. Are you more concerned about making money or saving money? I sure hope you said "making money." Making money is limitless. Saving money, well, you can go out of business and save 100%. As you save,client service deteriorates, employee morale plummets, clients disappear.

 As you generate more revenue, enthusiasm soars and a contagious spirit takes over the agency.

 Isn't it the same with clients? Have you ever asked them the same question I posed to you...make money or save money? My guess is they'll answer "make money."

And, what do most agents talk about? How to */save/* money ...simply the opposite of a business owner's thinking. Jeff changes the game. He creates a process that helps you make your client's and you money...and not simply commissions for you.

 Grab your favorite easy chair. Pour a glass of your favorite beverage. Allow your pet to sit on your lap as you devour these 160 pages as I did.

 This is a book that will keep you awake at night drooling over the  opportunities. Don't analyze. Just execute Jeff's plan. Regardless of how long you've been an agent, insurance will become fun again. And your clients will see you as an investment, not an expense.

What a concept!

 Preston Diamond CWCA, CBWA
Institute of WorkComp Professionals
Institute of Benefits and Wellness Advisors
6th Sense Proposals





tara insurance marketing





"Jeff did not start out to change the game of the insurance industry, nor did he start out to change the game of
childhood cancer, but through
this book he does both.
.

"Jeff did not start out to change the game of the insurance industry, nor did he start out to change the game of childhood cancer, but through this book he does both.  Accept Jeff's invitation to be a part of it all. Read the Book.  Join the Race.  Press on!" 

Tara Rice Simkins,
mother to three time childhood
cancer survivor, Brennan Simkins age 9 

www.pressonfund.org






Using "Game Changing Insurance Marketing" is your answer to these difficult times and  the best part is how it all works . . .

game changing insurance marketing

1. Buy the book and read it

2. Implement the push button strategies
(remember I do almost all of the hard work for you)

3. Begin to see immediate improvements in your business
 NOW so ridiculously easy you will be kicking yourself!

Here is what you will get with your purchase today:

180 page JAM PACKED guide,  "Game Changing Insurance Marketing" with information you need to fully understand, control, implement and dominate your market place using Jeff's time tested and proven strategy that you can implement at once. 


Also we provide access to:

insurance marketing Introductory power sales letter for each niche you pursue
insurance marketingOur TOP telemarketing script  we use available to you
insurance marketing Niche website customized and built out for exclusive use of your agency 

insurance marketing Protected territory defined either by geography or agents that I will not do business with
insurance marketing One niche build out per month and many more available for a small cost
insurance marketing Monthly back-linking and SEO work on each website

insurance marketing Automatic email follow-up for each niche
insurance marketing One quarterly email agency newsletter per niche, customized for your agency
insurance marketing Unlimited phone and email support with me

In short, these are the exact tools I use to dominate my marketplace every day.

I did not hold anything back. Quite to the contrary, in fact, I have written not just about those projects that have been completed but also new niches I view as highly lucrative and that are only beginning to be built out now.

Option 1 - Immediate downloadable PDF ONLY
Start reading in seconds


pdf insurance marketingClick Below To Pay Just $57.00 Via
Secure Payment Processor (Venus Rizing Inc. & Pay Pal)
For The Immediate DOWNLOADABLE PDF version only 

After payment you will be autodirected to the download page




Option 2 -
Immediate downloadable PDF AND the printed book mailed right to your office or home with all the below specials:
pdf insurance marketing game changing insurance marketing

- Get The Immediate DOWNLOADABLE PDF
- The printed book signed by Jeff Friedlander mailed to your address
- Jeff's quick start agent guide included
- NO guesswork and get this rolling immediately
- Direct contact phone number included with direct access to Jeff
-On Demand Niches, grab your territory and lock it in NOW

Click Below To Pay Just $77.00
Via
Secure Payment Processor.
This includes shipping costs.



 

lifetime insurance marketing"Honor Code Iron Clad No Questions Asked
Lifetime Guarantee"

All of my academic life I had to sign that I would adhere to an Honor Code. Professionally, carriers rely upon my and your honor and extend us binding authority on their behalf.The marketing platform that I have created has changed my professional life, my goal in writing this book was to share with worthy agents not just strategies that could grow and improve your agencies exponentially  but also deeply personal parts of my life because I realize how deeply personal your agency’s success is to you. 

Guess what else . . . your purchase does more than just help you.

brennan insurance marketing

A portion of each book’s proceeds will be donated by me in both of our names to Press On to fund research in  pediatric cancer. 

  www.pressonfund.org


"If for any reason at all you decide that the book will not dramatically increase your agency’s revenue through increased new business and renewal retention simply advise that you would like a refund and you will be given a prompt No Questions Asked Refund for your full purchase."  - J. Friedlander 

As such I am standing surety personally for all donated monies.

Not only is this a No Risk Lifetime Guarantee – It transcends that to…"Less Than No Risk Lifetime Guarantee". 

We share the same professional experiences, I have created the winning formula for my agency  and want to share it with good,  honest agents who have been searching for a better way.

Or Else ...

You Can Receive 100% of All Your Money-Back
Guaranteed No-Questions Asked!

Yes! If for whatever reason, you do not see any of this happening, you can ask for your money back. I'll refund every single penny you invested, and we part as friends. 

Once you actually put my proven step-by-step secret method The "Game Changing Insurance Marketing" to work for you, I'm confident you're going to be satisfied with the results you will get time and time again.


 

If you have an y questions or concerns you are of course free to contact me directly  jeff@friedlanderinsurance.com
or call me (908) 730-6443 ext. 12.
Friedlander Associates Inc.

56 Payne Road Suite 2

Lebanon, NJ 08833

friedlander insurance marketing


Option 1 - Immediate downloadable PDF ONLY
Start reading in seconds


pdf insurance marketingClick Below To Pay Just $57.00 Via
Secure Payment Processor (Venus Rizing Inc. & Pay Pal) For The Immediate DOWNLOADABLE PDF version only After payment you will be
autodirected to the download page



Option 2 - Immediate downloadable PDF AND the printed book mailed right to your office or home with all the below specials:
pdf insurance marketing game changing insurance marketing

- Get The Immediate DOWNLOADABLE PDF
- The printed book signed by Jeff Friedlander mailed to your address
- Jeff's quick start agent guide included
- NO guesswork and get this rolling immediately
- Direct contact phone number included with direct access to Jeff
-On Demand Niches, grab your territory and lock it in NOW

Click Below To Pay Just $77.00
Via
Secure Payment Processor.
This includes shipping costs.
After payment you will be autodirected to the download page,
and asked to give us your address for shipment of the book


  

Here is what you will get with your purchase today:

insurance marketing180 page JAM PACKED guide,  "Game Changing Insurance Marketing" with information you need to fully understand, control, implement and dominate your market place using Jeff's time tested and proven strategy that you can implement at once. 

If you like this product you can grab all of this for literally pennies on the dollar . . .

insurance marketing Introductory Sales Letter for each niche you pursue
insurance marketingTelemarketing scripts designed to make the irresistible offer
insurance marketing Niche website customized and built out for exclusive use of your agency at my expense

insurance marketing Protected territory defined either by geography or agents that I will not do business with
insurance marketing One niche build out per month and many more available for a small cost
insurance marketing Monthly back-linking and SEO work on each website

insurance marketing Automatic email follow-up for each niche
insurance marketing One quarterly email agency newsletter per niche, customized for your agency
insurance marketing Unlimited phone and email support with both me and our lead programmer

In short, these are the exact tools I use to dominate my marketplace every day. I did not hold anything back. Quite to the contrary, in fact, I have written not just about those projects that have been completed but also new niches I view as highly lucrative and that are only beginning to be built out now.

WARNING: Why you need to act NOW

In my book I explain in detail HOW to become successful. Part of my strategy allows you to dominate niches in your area. As you can imagine agents are GRABBING these territories.  Each is a protected area that uses this concept and many are already built out and waiting for the right agent. If you do NOT GRAB this NOW SOMEONE ELSE will get this! Don't wait!  Invest in yourself and this program. Get this today and dominate your market tomorrow!

game changing insurance marketingGet Instant
Access NOW!

YES!   Here is my $57.00 OR $77.00,
I am IN! Please direct me to the download page for this amazing guide,"Game  Changing Insurance Marketing."

Here is what you will get with your purchase today:

180 page JAM PACKED guide,  "Game Changing Insurance Marketing" (either the PDF or the PDF & Printed Copy) with information you need to fully understand, control, implement and dominate your market place using Jeff's time tested and proven strategy that you can implement at once. 

As part of this program we also have access to:

- Introductory Sales Letter for each niche you pursue
- Telemarketing script
- Niche website customized and built out for exclusive use 
- Protected territory 
- One niche build out per month 
- Monthly back-linking and SEO work on each website
- Automatic email follow-up for each niche
- Quarterly email agency newsletter 
- Unlimited phone and email support 

In short, these are the exact tools I use to dominate my marketplace every day. I did not hold anything back. Quite to the contrary, in fact, I have written not just about those projects that have been completed but also new niches I view as highly lucrative and that are only beginning to be built out now.

Option 1 - Immediate downloadable PDF ONLY
Start reading in seconds


pdf insurance marketingClick Below To Pay Just $57.00 Via
Secure Payment Processor
(Venus Rizing Inc. & Pay Pal)
For The Immediate DOWNLOADABLE
PDF version only
After payment you will be autodirected to the download page



Option 2 -
Immediate downloadable PDF AND the printed book mailed right to your office or home with all the below specials:
pdf insurance marketing game changing insurance marketing

- Get The Immediate DOWNLOADABLE PDF
- The printed book signed by Jeff Friedlander mailed to your address
- Jeff's quick start agent guide included
- NO guesswork and get this rolling immediately
- Direct contact phone number included with direct access to Jeff
-On Demand Niches, grab your territory and lock it in NOW

Click Below To Pay Just $77.00
Via
Secure Payment Processor.
This includes shipping costs.
After payment you will be autodirected to the download page and asked for
details on where to send your book


 

 

Regards,

Jeff Friedlander 

CIC, CLTC, CCPS, CWCA, CWCP,CRIS

P.S. Hurry! These territories are protected! Get yours now before someone else does!

P.P.S. Don't forget we will have this set up for you and for your city. We will replicate as many domains as you need to dominate your niche. We do all the work YOU get all the benefit.

Disclaimer: this information is provided for informational value only. We can not guarantee you will make  a certain amount of money as we can not control exactly what you do with this program. Please consult the appropriate lawyer, CPA, business consultant and other professional as needed. 

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